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The Team Draft

At Zia Trust, it’s our people that make the difference.

Experience and expertise matter; please take a few moments and find out who we are by clicking the images below. Employees with different backgrounds, knowledge, and skills makes us fully equipped to handle your family’s trust and estate needs.
Our Team

Paul Reardon

Chief Executive Officer

Our Team

Mary Ann Cuneo

Vice President & Senior Trust Officer, J.D.

Our Team

Teresa DeMenge

Vice President & Senior Trust Officer

Our Team

Elizabeth Medina

Senior Trust Officer, J.D.

Our Team

Ben Jarman

Sr. Trust Officer, Arizona Trust Manager

Our Team

Rachel Zaslow

Senior Trust Officer, J.D.

Our Team

Suzy Fulton

Trust Officer & Las Cruces Manager

Our Team

Hannah Malinski

Trust Officer, J.D.

man posing outside in suit and tie

Gary Cotton

Trust Officer

woman posing outside

Donna Padilla

Operations Manager

Our Team

Ivy Carter

Tax & Real Estate Administrator

Our Team

Christine Faith

Trust Officer, J.D.

Our Team

Katherine Spill

Trust Administrator

Our Team

Michaelle Gonzales

Trust Administrator

Our Team

Chloe Wolne

IRA Officer

Our Team

Lindsey Adams

Trust Officer

Our Team

Bernadette Cronen

Trust Administrator

Our Team

Logan Baker

Trust Officer

operations team posing outside

Operations Team

Chloe Wolne

IRA Officer

Chloe joined the Zia Trust team in November of 2023 after 6 years in the residential mortgage industry. She graduated from the University of New Mexico with a dual major in Economics and International Studies, alongside an Honors Concentration. In her free time, Chloe enjoys anything that gets her outside, and has a particular passion for rock climbing. She loves to spend time with family and friends, and connecting with colleagues and clients is her favorite part of working at Zia Trust.

Christine Faith

Trust Officer, J.D.

Christine Faith joined Zia Trust in 2023 and serves as a Trust Officer in the Albuquerque and Phoenix offices.  Christine enjoys working with multiple generations of families and understands the importance of crafting solutions specific to the situation.  Prior to joining Zia Trust, Christine practiced law for nine years in the areas of estate planning, probate, and trust administration.  She collaborated with clients to design estate plans, write trusts, and guide individuals through probate and trust administration.  As a Trust Officer, Christine is now implementing trusts to ensure individuals’ wishes are carried out.  As an attorney, Christine was honored to be selected to the Arizona Rising Stars list in 2023.  Christine earned her Bachelor’s degree, magna cum laude, from Arizona State University and her Juris Doctorate from the Phoenix School of Law, where she served as Managing Editor of the Phoenix Law Review.  Throughout school, she spent summers coaching swim teams, training lifeguards, and teaching swim lessons.  Christine enjoys taking challenging barre classes, reading books, spending time outdoors, volunteering with Hospice of the Valley, and being with her family and friends.  The most rewarding part of Christine’s career has been the meaningful professional relationships she has developed with clients and colleagues, and the lifelong friendships she has made along the way.

Ivy Carter

Tax & Real Estate Administrator

Ivy was introduced to the world of Trust through the Business Intern Program before beginning her career as the Tax & Real Estate Administrator. Before Zia, she worked at an international company as an onboarding coordinator that created and tracked metrics for her previous team. She is passionate about data and efficiency without sacrificing integrity. Her goal is to bring a modern twist to a traditional and integral practice. Ivy graduated the University of New Mexico with a Bachelor of Business Administration. Outside of work, you can find Ivy working on home projects, engaging in brainteasers, and reading a good book.

Teresa DeMenge

Vice President & Senior Trust Officer

Teresa is responsible for administering a wide variety of complex Trusts and Estates, and is a member of our Senior Management Team. She administers Trust Assets in New Mexico, Texas, Illinois and numerous other locations. Teresa is also a member of our New Business Development and Fiduciary Risk Evaluation Team. She is a graduate of ABA National Graduate Trust School and has 40 years combined banking and trust experience. Teresa has attended Central New Mexico Community College, The University of New Mexico and University of Phoenix with studies in Business Administration, Accounting, Business Information Systems and Business Law. Teresa is a member of the Catholic Foundation Board of Trustees, Archdiocese of Santa Fe.

Paul Reardon

Chief Executive Officer

Paul has been appointed the Chief Executive Officer of Zia Trust, Inc. effective June 1, 2022. Paul has been a member of the Zia team since October 2019. In addition to the completion of the American Bankers Association Trust School program, Paul has been trained in New Mexico and Arizona Trust Code. Throughout several decades of business experience, Paul has held roles responsible for profitability, operations, customer service, order fulfillment, and more. His background in finance, accounting, and marketing makes him well equipped to lead the company, along with the Board of Directors, and to serve clients and beneficiaries in the Southwest and across the United States. Paul has called Albuquerque home for nearly 40 years, and enjoys cycling and ballooning.

Mary Ann Cuneo

Vice President & Senior Trust Officer, J.D.

Mary Ann Cuneo brings her extensive experience in the practice of estate planning law to her fiduciary role. Mary Ann has handled most types of trust and estate administration, from simple to highly complex. Her legal background continues to prove extremely valuable, especially in understanding sophisticated trust agreements and analyzing complicated fiduciary tax matters. Mary Ann earned a Juris Doctor from the University of New Mexico School of Law and practiced law for over 15 years before joining Zia Trust. She is a member of the State Bars of New Mexico and Texas (inactive). In her free time, she enjoys cooking for her family, caring for their dog, and dabbling in numerous foreign language studies.

Ben Jarman

Sr. Trust Officer, Arizona Trust Manager

Ben joined Zia Trust as a Senior Trust Officer in the Spring of 2022 and has over 20 years of experience in the wealth management arena.  Having spent most of his career with large banking institutions, Ben brings with him in-depth knowledge and expertise in portfolio management, financial consulting, wealth planning, and trust administration.  At one point in his career, Ben left the financial industry for the glamorous world of transportation, serving as Finance Manager for Swift Transportation where he consulted with senior executives to create efficiencies and improve financials for their dedicated line of business.  Ben has a passion for serving his clients, and will work diligently with New Mexico and Arizona clients.   Ben received his bachelor’s degree in Finance from Arizona State University and his master’s degree in Taxation from Golden Gate University.  He also holds the Certified Financial Planner® (CFP®) and Certified Trust and Fiduciary Advisor (CTFA) designations.   Ben is a native of Phoenix and loves spending time with his wife and 5 children, is an avid road cyclist, and enjoys anything in the great outdoors.  Ben is also a member of the Phoenix Zoo’s Planned Giving Committee.

Suzy Fulton

Trust Officer & Las Cruces Manager

Suzy Fulton joined the Zia Trust, Inc. team in April 2021 as a Trust Officer and Branch Manager of the Las Cruces office. She will serve Southern New Mexico clients and beneficiaries with her extensive familiarity and connections to the region. Suzy brings plentiful experience in the financial services industry to Zia Trust. Prior to her position here, she worked as a Senior Account Administrator for an investment firm in Las Cruces. While employed there, Suzy engaged with clients, marketed the business, helped create client policy, and developed systems designed to increase efficientcy and productivity for employees of the firm. She is fluent in Spanish, and volunteers for several great causes in the community. She volunteers with CASA, advocating and mentoring children in foster care. Suzy also donates her time to work with Border Servant Corps, an organization trying to make a positive impact on the US/ Mexico border. Suzy loves the Southwest region and her leisure activities include hiking, kayaking, rafting, and running. She also loves to read and spending time with her husband.

Operations Team

Featured from left to right: Elena  Gonzales Carol McCallister Rickii York Donna Padilla Eva Gardipe Debra Byrd Sue Hoffman

Donna Padilla

Operations Manager

Donna has been with the company since November 2003. She attended the University of Albuquerque in 1977-1978. Her career in Trust operations began at First National Bank in Albuquerque in 1980. In 1982, she accepted a position at Security Trust Company (now Wells Fargo Bank) where she acquired valuable knowledge and experience in Trust Operations. Donna is responsible for the complex activities of Trust Accounting and the responsibility of Tax Coordinator during tax season. She also oversees Zia Trusts’ Accounting software and the Business Intern program.

Hannah Malinski

Trust Officer, J.D.

Hannah Malinski joined Zia Trust’s Albuquerque office in 2019 and currently serves as a Trust Officer in the Phoenix office.   Prior to joining Zia Trust, Hannah worked in an estate planning law office and in litigation support at a large firm before transitioning to trust administration.  She spent the last two years working in Zia Trust’s Albuquerque office before returning to Phoenix to continue her work there.  Hannah received her Juris Doctorate from the Sandra Day O’Connor College of Law at Arizona State University and her Bachelor’s degree in Psychology and Criminology from Northern Arizona University. While attending law school she was trained and served as a mediator for the Phoenix Justice Courts, assisting parties in resolving their disputes without having to proceed through court.  Hannah enjoys reading, hiking, and camping, and prefers to spend most of her free time outdoors.

Gary Cotton

Trust Officer

Gary has been managing the Irrevocable Life Insurance Trust Division since 2001. He also administers a number of personal trust accounts including several endowment funds for a large non-profit Christian Foundation. Prior to joining Zia Trust, Gary headed up his family’s private business for over thirteen years. Gary is a graduate of Baylor University where he received a BBA degree with a concentration in Marketing/Management. He also has additional education in trust administration from a Cannon Financial Institute.

Elizabeth Medina

Senior Trust Officer, J.D.

Elizabeth Medina joined Zia Trust in 2017 and serves as a Trust Officer in the Albuquerque office. Before joining Zia Trust, Elizabeth practiced law for sixteen years in New Mexico at both a large New Mexico firm and as a solo practitioner. During her years in private practice, she focused on estate planning, probate, corporate and employee benefits law. Elizabeth received her Bachelor’s degree in Communication, summa cum laude, from the University of New Hampshire and her J.D., cum laude, from the University of New Mexico School of Law where, in addition to her traditional legal coursework, she received advanced training in mediation. She is currently a member of the State Bar of New Mexico, and recently earned both Certified Trust and Financial Adviser (CTFA®) and National Certified Guardian (NCG) designations. Elizabeth was born and raised in Massachusetts but has called New Mexico home for more than 20 years.

Rachel Zaslow

Senior Trust Officer, J.D.

Rachel Zaslow, J.D. joined Zia Trust in 2020 and has over 10 years of experience working in probate, estate planning, and trusts, first as an attorney and now as a trust officer.  Rachel has a unique background with special needs trusts, elder law and public benefits.  As a trust officer, Rachel administers trusts, reviews existing estate planning documents and offers recommendations to ensure estate plans meet clients’ needs in light of their goals and wishes and also handles the estate settlement upon death. Rachel received her Juris Doctorate degree from Phoenix School of Law and her Bachelor’s Degree in Spanish Language and Literature from the University of Puget Sound. She is a member of the Maricopa County Bar Association, the State Bar of Arizona and the Central Arizona Estate Planning Counsel. Rachel loves dogs and when she is not in the office, Rachel donates her time as a volunteer at Home Fur Good animal rescue and placement.

Logan Baker

Trust Officer

Logan joined the Zia team as a Trust Officer in July of 2023. Logan graduated from Campbell University, a private university in Buies Creek, North Carolina. She obtained a degree in Trust and Wealth Management with a minor in Financial Planning. Logan enjoys spending her free time outside where she can be active, reading a good book, or spending time with family and friends. Her favorite part about her job is being able to work closely with families and foster genuine relationships with her clients.

Michaelle Gonzales

Trust Administrator

Michaelle joined Zia Trust, Inc. in 2005. She spent 11 years as a Trust Associate and 6 years as a Senior Trust Associate. During this time, Michaelle assisted in administering Estates, Special Needs Trusts, and Revocable and Irrevocable Trusts. Michaelle has extensive experience working with Clients, Investment Advisors, CPAs, and Attorneys. In her spare time, Michaelle enjoys going to the movie theater, knitting, putting together jigsaw puzzles, and working in her rose garden.

Bernadette Cronen

Trust Administrator

Bernadette joined Zia Trust, Inc. in 2019, as a Trust Associate. She has 25 years of experience in the administrative and legal fields, working in both the corporate sectors and as a freelance paralegal. As a freelance paralegal, Bernadette drafted estate planning documents and settled small estates. In her free time, Bernadette enjoys spending time with family and friends, gardening, reading, and writing.

Katherine Spill

Trust Administrator

Katherine began working at Zia Trust, Inc., in 2021 as a Trust Associate before moving into a Trust Administrator role in 2023. She has worked in the financial world since 2020, collaborating with accountants, auditors, and trust officers to provide exceptional service. What has remained true throughout her career has been a dedication to her clients’ experience and well-being. Katherine graduated summa cum laude from the University of New Mexico in 2018 with two Bachelor of Arts degrees in English and Languages. She speaks Spanish and Russian. She is an alumni member of Sigma Tau Delta Honors Society and Phi Kappa Phi Honors Society. Outside of work, Katherine enjoys spending time with her family and dogs, experimenting with new recipes, reading Stephen King novels, and dancing Lindy Hop.

Lindsey Adams

Trust Officer

Lindsey joined the Zia team as a Trust Officer in the Phoenix Office in June of 2023. Lindsey graduated from Campbell University, a private university in North Carolina, where she studied Trust and Wealth Management with a minor in Financial Planning. Campbell University is the only school in the nation with a Trust major and she is honored to be an Alumna of such an exclusive program. Lindsey has two beautiful daughters and a 120 lb. Mastiff with her boyfriend, Ty. Lindsey loves to travel to new places, enjoys being around family, and is very passionate about her job.